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Payments on Hedera

Scalable, real-time, and affordable payments in hbars, supported stablecoins, or your own cryptocurrency.

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Ultra low fees. High scalability. Immediate settlement.

Hedera offers web3 projects and enterprises alike industry-leading stablecoins and tokenization services to support modern applications and payment rails. Build applications that take full advantage of hbar, institutionally-backed stablecoins, or your own cryptocurrency for real-time payment use cases.

Scalable, Real-Time Settlement

HBAR, supported stablecoins, and other fungible tokens minted on Hedera are transferred at 10,000 transactions per second with immediate settlement, on par with the VISA network — making payment and micropayment use cases on Hedera a reality.

Low and Predictable Fees

Fees on Hedera are fixed, denominated in USD, and paid in $HBAR. It costs less than 1¢ USD to transfer any sum of HBAR, stablecoin, or other cryptocurrency minted on Hedera.

Regulatory compliance

Stablecoins and other cryptocurrencies used for payment may require configurations at the account level to meet regulatory and compliance needs. Hedera enables token issuers to define account-level KYC verification and freeze, token supply management, transfer, and more.
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HEDERA
+
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USD COIN

$250M+

In USDC Liquidity

“USDC on Hedera offers the scalability, low transaction fees, and fast settlement times expected by end-users of both startup and enterprise applications built on the Hedera network.”

- DAVID PUTH, SENIOR ADVISOR - CIRCLE
BUILD WITH USDC ON HEDERA

Low, predictable
fees for payments

Fees on Hedera are fixed, denominated in USD, and paid in $HBAR. To see the full fee schedule, visit the fee estimator.

Token Fee Schedule

Mint and transfer fungible tokens on Hedera at a fraction of the cost of other public distributed ledgers.
HEDERA TRANSACTION
FIXED FEE (USD PAID IN $HBAR)
Create a fungible token class
$1.00
Mint fungible tokens in a class
$0.001
Associate a token class with an account
$0.05
Transfer any sum of fungible token
$0.001
Hedera Use Case Pages Payments Desktop Banxa Hedera Use Case Pages Payments Mobile Banxa
“Banxa is thrilled to be the first retail platform to support USDC on Hedera. Working with the leading enterprise-grade public ledger for the decentralized economy, we can continue to support the crypto ecosystem's expansion and the opportunities this brings.”
- HOLGER ARIANS, CEO - BANXA
VISIT BANXA

Stablecoins & payment rail providers

Integrate cryptocurrency payments into your application to enable the next-generation of finance on the open source, public Hedera network.

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Stablecoins & Payment Rails
Banxa
KYC & global on/off-ramps for stablecoins & crypto.
Stablecoins & Payment Rails
Moonpay
Cryptocurrency on/off-ramps for wallets & applications.
Stablecoins & Payment Rails
Six Clovers
Decentralized, global digital currency payments network.
Stablecoins & Payment Rails
Transak
Buy or sell crypto via in-app integration.
Stablecoins & Payment Rails
USDC
USD Coin (USDC) stablecoin on Hedera.
Stablecoins & Payment Rails
Zimbali
Digital token infrastructure & payment rails for CBDCs.

Mint, manage, and transfer value

It’s never been easier to mint your own cryptocurrency or stablecoin. Check out the documentation to get started.

  • DEFINE TOKEN
  • TRANSFER TOKEN
  • GET BALANCE
//Create the transaction and freeze for manual signing

const transaction = await new TokenCreateTransaction {}

.setTokenNake(“Your Token Name”)

.setTokenSymbol(“HGC”)

.setTreasuryAccountId(treasuryAccountId)

.setInitialSupply(5000)

.setAdminKey(adminPublicKey)

.freezeWith(client);
//Create the transfer transaction

const transaction = await new TransferTransaction()

.addTokenTransfer(tokenId, accountId1, -10)

.addTokenTransfer(tokenId, accountId2, 10)

.freezeWith(client);

//Sign with the sender account private key

const signTx = await transaction.sign(accountKey1);

//Sign with the client operator private key and submit to a Hedera network

const txResponse = await signTx.execute(client);
//Create the query

const query = new AccountBalanceQuery()

.setAccountId(accountId);

//Sign with the client operator private key and submit to a Hedera network

const tokenBalance = await query.execute(client);

console.log("The token balance(s) for this account: " +tokenBalance.tokens);
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International stablecoin transfer POC

Cross-border transactions can take days to settle. To expedite this process and its efficiency, Shinhan Bank, the leading bank in South Korea, and Standard Bank, the largest bank in Africa, have united in a proof-of-concept Stablecoin on Hedera. In so doing, the trial looked to reduce the reliance on middlemen, associated costs, and settlement time in the currently $702 billion remittance market.